Privacy Policy

Last Updated: January 23, 2026

Protecting your privacy is fundamental to our mission of building secure digital identity solutions.

1. Introduction

BV Technologies ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our digital identity verification, payment gateway, and financial technology services.

This policy applies to information we collect through our website, APIs, mobile applications, and services (collectively, the "Services"). By using our Services, you consent to the data practices described in this policy.

In connection with broker onboarding and KYC services, BV Technologies acts as a data processor on behalf of the respective broker or financial institution, which acts as the data controller. We process personal data strictly in accordance with broker instructions and applicable Indian law.

BV Technologies does not provide brokerage, investment advisory, or financial market services and does not determine the purpose or means of processing personal data collected for broker onboarding.

2. Information We Collect

2.1 Personal Information

  • Identity Information: Name, date of birth, government ID numbers (Aadhaar, PAN, etc.), biometric data
  • Contact Information: Email address, phone number, postal address
  • Financial Information: Bank account details, payment card information, transaction history
  • Professional Information: Company name, job title, business contact information
  • Technical Information: IP address, device information, browser type, operating system

2.2 How We Collect Information

  • Directly from you when you use our Services
  • Through automated technologies like cookies and web beacons
  • From third-party sources (with your consent)
  • Through API integrations with partner systems

3. How We Use Your Information

We use the information we collect for the following purposes:

Service Delivery

  • Provide and maintain our digital identity verification services
  • Process payments and financial transactions
  • Enable trading platform operations
  • Deliver content management system functionality

Compliance & Security

  • Perform KYC (Know Your Customer) and AML (Anti-Money Laundering) checks
  • Meet regulatory requirements (RBI, SEBI, IRDAI guidelines)
  • Prevent fraud, security threats, and unauthorized access
  • Maintain audit trails and compliance records

Improvement & Communication

  • Improve and optimize our Services
  • Respond to inquiries and provide customer support
  • Send important notices and updates
  • Conduct research and analysis

Legal Basis for Processing (India)

  • Processing based on user consent
  • Compliance with applicable laws including the Digital Personal Data Protection Act, 2023
  • Performance of contractual obligations with brokers and enterprise clients

4. Data Sharing & Disclosure

4.1 When We Share Information

We may share your information in the following circumstances:

With Your Consent

When you explicitly authorize us to share information with specific parties.

For Legal Compliance

To comply with legal obligations, court orders, or government requests.

For Security Purposes

To protect against fraud, security threats, or illegal activities.

With Service Providers

To trusted partners who help us operate our Services (subject to confidentiality agreements).

With Selected Brokers

When you complete onboarding for a broker through our hosted interface,
your KYC data is securely transmitted to the selected broker based on your explicit consent.

4.2 Data Processing Agreements

Where required, BV Technologies enters into written data processing agreements with enterprise clients and brokers governing the handling of personal data in accordance with applicable law.

5. Data Security

Encryption

AES-256 encryption for data at rest and TLS 1.3 for data in transit.

Access Controls

Role-based access controls and multi-factor authentication.

Monitoring

24/7 security monitoring and intrusion detection systems.

Security Practices

We implement industry-standard security controls and continuously improve our technical and organizational safeguards.

While we implement industry-standard security measures, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security but we continuously work to maintain and improve our security protocols.

6. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy and in accordance with applicable law.

  • KYC Onboarding Data: Retained only for the duration necessary to complete onboarding and in accordance with broker instructions or applicable law.
  • Enterprise Client Records: Retained as required under contractual or regulatory obligations.
  • Security & Audit Logs: Retained for system integrity and fraud prevention purposes.

Upon expiry of the applicable retention period, data is securely deleted or anonymized.

7. Your Rights & Choices

Under applicable Indian law, including the Digital Personal Data Protection Act, 2023, you may have the following rights regarding your personal information:

Access & Portability

Request access to your data or a copy in machine-readable format.

Correction

Request correction of inaccurate or incomplete information.

Deletion

Request deletion of your personal information (subject to legal requirements).

Restriction & Objection

Request restriction of processing or object to certain uses of your data.

How to Exercise Your Rights

To exercise any of these rights, please contact our Data Protection Officer at:

privacy@bvtechnologies.co.in

We will respond to your request within 30 days, in accordance with applicable laws.

8. Cookies & Tracking Technologies

8.1 Types of Cookies We Use

Type Purpose Duration
Essential Cookies Required for website functionality and security Session
Analytics Cookies Help us understand how users interact with our Services Up to 2 years
Preference Cookies Remember your settings and preferences Up to 1 year

8.2 Managing Cookies

Most web browsers allow you to control cookies through their settings preferences. However, limiting cookies may affect your experience with our Services. For more information about managing cookies, visit:

9. Children's Privacy

Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us immediately. If we become aware that we have collected personal information from a child without verification of parental consent, we will take steps to remove that information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will update the "Last Updated" date at the top of this policy.

Notification of Changes

For material changes, we will provide notice through our website, email notifications, or other appropriate means at least 30 days before the changes take effect. We encourage you to review this Privacy Policy periodically.

Contact Information

Data Protection Officer

Mr. Vijay

dpo@bvtechnologies.co.in

Registered Office

BV Technologies
No 2405, Gobalamuthaliyar Lane, South Street,
Thanjavur, Tamil Nadu, India - 613009

Grievance Officer (India)

In accordance with the Information Technology Act, 2000 and rules made thereunder, the name and contact details of the Grievance Officer are:

Name: Mrs. Bhavani
Email: grievance@bvtechnologies.co.in
Response Time: Within 30 days of receipt of complaint

This Privacy Policy was last updated on January 23, 2026.

© 2026 BV Technologies. All rights reserved.